After Divorce, I Can Hear the Future
Chapter 686: A Suit Is a Man’s Armor
Lu Liang, upon hearing this, gestured for Xu Jiawei to come over.
He told him to contact the colleagues in the legal department to verify the authenticity of the contract, supplement it if necessary, and finally sign and seal it.
"159 million US Dollars will be injected into the company within three working days after the equity transfer."
Thomas didn’t get a penny because the money was directly wired to Delimei Bank’s corporate account.
In doing so, he gave up all of his equity and over twenty years of effort, the only thing he gained was relief.
"Mr. Lu, Mr. Hilt, thank you."
Thomas clasped a hand over his chest and gave a gentleman’s bow. In an instant, he seemed several years older, and waving goodbye reluctantly, he drove away in an old Toyota, turning back with every step.
Lu Liang and the others stood at the door watching him go.
Little Wang asked puzzledly, "You’re just letting that old man leave like that? Why not keep him to do what he can?"
He thought the old man seemed alright and obviously still had feelings for the company. If Lu Liang had asked him to stay, he likely would have agreed.
After twenty years in investment banking and returning home to retire, followed by another twenty years of starting a business, even a pig would have become shrewd by now.
"No need."
Lu Liang shook his head. It wasn’t that he hadn’t thought about it, but Thomas’s role conflicted with Hilt’s.
One person with strong emotions is enough for a company.
If both managers were like that, Delimei Bank would sooner or later repeat the mistakes of the past.
Good-hearted people can’t survive in this land or this industry, and Thomas is proof of that.
Lu Liang needed to find someone else who is profit-driven and willing to resort to any means necessary to complement Hilt.
"Evan Harris."
Hilt silently brought out a profile of the person he selected according to Lu Liang’s requirements.
A talented manager who became the deputy manager of Citibank Queen Branch at the age of thirty-two.
Half a year ago, this guy was just released from prison; his conviction at the time was for hiring thugs to cause third-degree injury.
He’s a heavy drinker, violent, a drug user, and promiscuous...
You could say, aside from talent and ability, he’s a classic rotten character.
"There really is such a person?"
Lu Liang was surprised, and with a smile asked, "Is he here?"
"He arrived yesterday, currently staying at the hotel we’re residing in."
Hilt hesitated for a moment and then said, "Sir, do you really want to hire Jordan as a special advisor to our bank?"
Lu Liang calmly replied, "Do you remember what I told you in the beginning? To fight them, you have to be tougher than they are."
He then patted Hilt on the shoulder, "Come on, take me to meet our special advisor."
The environment in New York is far more complex than in Neon, especially as they are entering investment banking, which isn’t just about making money like a fund.
In such a harsh environment, even if Wen Chao came, he probably couldn’t handle it.
More big scenes are yet to come, and Lu Liang needs a wolf to tear open one barrier after another.
So he was holding a try-it-and-see attitude.
He had Hilt look for someone using the character of the protagonist from ’Wolf of Wall Street’ as a template. As long as they are capable, a bad reputation is not a problem.
Bulgari Hotel, top-floor business suite.
Directly opposite the sofa in the living room stood a plainly dressed man in his early thirties who looked very nervous and didn’t know where to place his hands.
Lu Liang sat across from him, crossing his legs, occasionally looking up to observe the man, occasionally glancing down at the profile.
A year and nine months in prison really can transform a person. The once dashing, prestigious banker on the profile disappeared, replaced by a middle-aged man completely devoid of confidence.
Lu Liang felt a bit regretful and realized not everyone can treat prison like a place of transformation and enlightenment.
But since he was already here, if he judged him by his appearance and dismissed him, the efforts beforehand would have been in vain.
Lu Liang called Hilt over, pulled out Delimei Bank’s files, and selected a few companies that were delinquent on their debts.
There were three companies in total, each had borrowed 1.2 million, 1.8 million, and 2.2 million from the bank, respectively.
Previously, they’d been paying just interest and were doing fine, but perhaps knowing Delimei had filed for bankruptcy, they weren’t even planning to pay interest any longer.
Lu Liang spent 159 million US Dollars to take over Delimei Bank’s debts and assets fully; any money owed to the bank was money owed to him.
"Mr. Harris, we have a saying in our country: ’A prodigal who returns is more precious than gold’. I want to give you a chance, but you need to show me where your value lies," Lu Liang stated honestly, handing the three loan contracts to Evan Harris.
"They haven’t repaid the loan for a year, probably intending to drag it out until the bank goes bankrupt and it all comes to nothing."
"Thomas was kind-hearted and always believed their excuses, allowing the loan funds to be put off repeatedly, but now that the bank is under our control, I absolutely won’t allow this to continue."
Harris was silent for a moment, then looked at Lu Liang seriously, "Sir, what methods do you wish to use?"
"That’s your issue. I only want to see the debtors and debtor companies obediently repay," Lu Liang smiled as he spoke.
A gleam flashed in Harris’s eyes, after thinking for a moment he replied, "I need 100,000 US Dollars in startup funds."
Lu Liang pulled out his checkbook, signing a check for 200,000 US Dollars, "I hope you can handle this beautifully."
"Thank you." Harris nodded, put the check in his coat pocket, and said goodbye, taking the three contracts with him, planning to leave.
There was no point in talking more; he needed to demonstrate his usefulness to Lu Liang first to earn the right to speak in his presence.
Lu Liang suddenly stopped him, comparing their heights and builds with a smile, "Wait for me a moment."
He jogged to the bedroom, retrieved a brand new black suit, and softly said, "A suit is a man’s armor, you’ve had your setbacks but shouldn’t forget dignity."
"We have similar heights and builds; I’ve never worn this suit, so take it as a gift from me to you at our first meeting."
Harris was stunned, feeling a long-lost sense of respect, an unusual emotion surged in his heart, as Lu Liang gave him a warm embrace, "Looking forward to your joining."
"Sir, I will never disappoint your expectations." Harris put away his sentimental emotions, revealing resolute eyes.
"Go on, I’ll wait for your good news."
Lu Liang watched Harris leave with a smile.
Suddenly, from the direction of the dining room, came Little Wang’s expletive-laden muttering: "Damn, you’re getting really good at this."
He tried putting himself in Harris’s shoes, being in custody for two years including pre-trial detention, coming out only to face betrayal and abandonment.
House, car, money, either taken by the state or the company, drifting for half a year consuming existence.
Suddenly, Lu Liang, famous on Wall Street, appears before him, ready to entrust him important responsibilities, and even gives him a brand new suit.
After all, this suit represents not just a man’s armor, but also a man’s dignity and Lu Liang’s trust.
For crying out loud, who could resist that.
"Do you have any opinions or not?"
Lu Liang glanced at Little Wang, eyes unfriendly.
"No, and wouldn’t dare to have any." Little Wang smiled apologetically.
"For now, go handle the company’s transfer procedures, and then wait for news from Harris."
Lu Liang turned his head to speak to Hilt.
Then he picked up a throw pillow, aiming at Little Wang’s head, and tossed it directly at him: "Let’s go out and have some fun."
The two left the hotel, accompanied by several bodyguards, and headed to an office building next to Hudson Park.
DC Studio is on floors 12 to 15.
On the opposite side of the living room couch stood a plainly dressed man in his early thirties, looking very nervous and unsure where to put his hands.
Lu Liang sat right across from him, one leg crossed over the other, occasionally looking up at the man and then back down at the profile material.
A year and nine months in prison really transforms a person. The young and exuberant banker in the documents was gone, replaced by a middle-aged man full of insecurities.
Lu Liang felt a bit regretful, realizing not everyone can take prison as a place of realization and emerge enlightened.
But since he had already shown up, if he judged him based on looks and let him go, then all the previous effort would have been in vain.
Lu Liang called Hilt over, took out Delimei Bank’s documentation, and selected a few companies that hadn’t repaid their loans.
Altogether, three companies: they had each borrowed 1.2 million, 1.8 million, and 2.2 million from the bank.
They had initially just paid the interest, but perhaps knowing that Delimei applied for bankruptcy, they didn’t even plan to pay the interest anymore.
Lu Liang spent 159 million US Dollars to take over Delimei Bank’s debts and assets; if they owed the bank money, they owed it to him.
"Mr. Harris, there’s a saying in our country: ’A prodigal who returns is more precious than gold’, I want to give you an opportunity, but you need to show me what you can do," Lu Liang said, straightforwardly, as he handed the three loan contracts to Evan Harris.
"They haven’t repaid the loans for a year, most likely hoping to delay the bankruptcy until everything vanishes."
"Thomas was kind-hearted and always believed their excuses, letting the loan funds be delayed over and over, but now that the bank is in our hands, I won’t allow such things to happen."
Harris remained silent for a moment, then he looked up at Lu Liang, very seriously: "Sir, what kind of methods would you like to use?"
"That’s your problem. I just want to see the debtors and debtor companies pay back what they owe honestly," Lu Liang said with a smile at the corners of his mouth.
Harris’s eyes sparkled for a moment, he paused and then answered: "I need 100,000 US Dollars as startup capital."
Lu Liang took out his chequebook and signed a $200,000 cheque: "I hope this job is done brilliantly."
"Thank you." Harris nodded, placed it in his pocket, said goodbye, packed the three loan contracts, and prepared to leave.
Talking more was useless; he needed to show Lu Liang his value first before he had the right to speak in front of him.
Lu Liang suddenly called after him, stood next to him to compare heights and builds, and with a smile said, "Wait for me for a moment."
He jogged to the bedroom, brought out a brand new black suit, and said softly, "A suit is a man’s armor. Even in moments of disappointment, never forget your poise."
"We have similar height and build; I haven’t worn this suit yet. Take it, consider it my welcome gift to you."
Harris was startled, feeling a long-lost respect, a strange emotion surging in his heart, as Lu Liang gave him another hug: "Looking forward to your contribution, Mr. Harris."
"Sir, I will definitely live up to your expectations." Harris composed himself, showcasing determined eyes.
"Go on, I’ll await your triumphant return."
Lu Liang turned around, watching Harris leave, and suddenly heard Little Wang mutter curse words from the direction of the dining room: "Damn, you’re getting really good at this."
Imagining himself in Harris’s shoes, held for two full years including pretrial detention, and abandoned by everyone after being released.
House, car, money, all confiscated either by the state or the company left in a daze, going through the motions.
Suddenly, Lu Liang, an infamous figure from Wall Street, appears, offering him a major responsibility and a brand new suit.
After all, this suit represents not just a man’s armor, but a man’s dignity and Lu Liang’s respect.
Damn, who wouldn’t give in to that?
"You got a problem with that?"
Lu Liang glanced at Little Wang, giving an unfriendly look.
"No, wouldn’t dare to."
Lu Liang turned his head and said to Hilt, "Go ahead and handle the transferal procedures for the company, and then let me know what happened with Harris."
He then grabbed a pillow, aimed it at Little Wang’s head, and tossed it: "Come on, let’s go out and have some fun."
The two left the hotel, followed by seven or eight bodyguards, heading to an office building next to Hudson Park.
DC Studio was on the 12th to 15th floors.
Opposite the couch in the living room, a plainly dressed man in his early thirties stood looking nervous, not knowing where to put his hands.
Lu Liang, with his legs crossed, sat opposite him, sometimes looking up at him, sometimes looking down at the file.
A year and nine months of imprisonment really transformed a person. The youthful, ambitious banker in the document transformed into a completely unconfident middle-aged man standing right there.
Lu Liang slightly regretted, and thought, not everyone could take a prison as a place of enlightenment and emerge with a changed outlook.
But since he is here, if I judged him based on appearance alone and discarded him, all efforts until now would be in vain.
Lu Liang called for Hilt, presented Delimei Bank’s documents, selecting a few companies that were delinquent on their debts.
There were three companies in total that had borrowed 1.2 million, 1.8 million, and 2.2 million from their bank.
First, they just paid the interest and delayed the principal, knowing that since Delimei applied for bankruptcy, they didn’t even plan to pay the interest.
Lu Liang spent 159 million US Dollars to take over Delimei Bank’s debts and assets. Money owed to the bank is now money owed to him.
"Mr. Harris, there’s a saying in our country: ’A prodigal who returns is more precious than gold’. I want to give you an opportunity, but you need to show me what your value is," Lu Liang straightforwardly said, handing over the three loan contracts to Evan Harris.
"They haven’t repaid their loans for a year, trying to drag this until the bank goes bankrupt and let it all just disappear."
"Thomas is kind-hearted, always believing their excuses, postponing the repayment of the loan funds, but now that we run the bank, I won’t allow such things to happen."
Harris paused and looked at Lu Liang, eyes intently serious, "Sir, what kind of means would you like to use?"
"That’s for you to solve. I just want to see the debtors and debt companies repay honestly," Lu Liang smiled slightly.
A glint flickered in Harris’s eyes, and after pondering, he replied, "I need 100,000 US Dollars as startup funds."
Lu Liang pulled out his checkbook, signed a check for 200,000 US Dollars, and said, "I hope you can handle this beautifully."
"Thank you." Harris nodded, tucked the money away, and he took the three loan contracts intending to leave.
Words were no longer necessary, he needed to show Lu Liang his worth before having a say in front of him.
Lu Liang suddenly called out to him, stood by his side, comparing height and build, then with a smile said, "Wait for me for a moment, please."
He jogged to the bedroom and returned with a brand new black suit, softly saying, "A suit is a man’s armor; even in moments of being down, never forget grace."
"We have similar height and build; I haven’t worn this suit, you take it, and consider it a gift from me to you."
Harris was stunned and felt a long-missed sense of respect welling up inside him, as Lu Liang gave him another hug: "Looking forward to your contribution, Mr. Harris."
"Sir, I will definitely not let you down," Harris controlled his emotions, revealing a determined gaze.
"Go now, I’ll wait here for your good news."
Lu Liang turned towards Harris, who was leaving, and caught Little Wang in the act of muttering an expletive: "Damn, you’re getting better at this."
Little Wang imagined himself in Harris’s shoes; with nearly two years in detention due to the trial period, on release, he had been abandoned by everyone.
His house, car, and money either taken by the state or by his company, he wandered aimlessly for half a year.
Then suddenly, the famous Lu Liang from Wall Street appeared, planning to give him an important role, and even offered him a brand new suit.
After all, the suit represents not just a man’s armor, but also the dignity of a man and Lu Liang’s trust.
For the love of God, who could resist?
"Do you have any problem with that?"
Lu Liang glanced at Little Wang, eyes cold.
"No, and I wouldn’t dare," Little Wang replied with a forced grin.
"For now, go and handle the company’s transfer procedures, and then wait for Harris’s update."
Lu Liang turned and spoke to Hilt.
Then he picked up a pillow, aimed it at Little Wang’s head, and threw it directly at him: "Let’s take you out for some fun."
The two left the hotel with seven or eight bodyguards and went to an office building beside Hudson Park.
DC Studio is on floors 12-15.
"This is what you call fun?" Little Wang’s face was full of disdain, but suddenly he stopped short.
A blonde, blue-eyed American sweetheart was coming towards them, full of excitement, wrapping her arm around Lu Liang’s neck, and cooing, "Darling, how long has it been since you came to see me?"
Emma Roberts, one of Hollywood’s four new starlets, had the quintessential ’it girl’ look and was reputed as the top of the seductresses.
"Didn’t you see the news? I just arrived in New York this afternoon and thought of you first thing."
Lu Liang suddenly looked behind Emma and said with a smile, "Miss Fan, we meet again."
"Mr. Lu, Mr. Wang, hello."
Fan Bingqing was surprised but then realized that she had been introduced to DC for acting by Lu Liang. It’s not surprising that Lu Liang, as the largest individual shareholder of DC, was here.
"I’m going to talk to Gunn about something. Miss Fan, you’re practically a host here, so why don’t you show Mr. Wang around?"
Lu Liang raised his eyebrows, gave Little Wang a look, and put his arm around Emma’s waist, heading to the manager’s office.
He always felt a bit sorry for Little Wang, so he tried to be nicer to him and brought him to the DC Studio to see if he could help him find a like-minded female guest.
Meeting Fan Bingqing was unexpected, but helping him host a friend like this once might lead to a second time, a third, fourth, or fifth.
Rumor has it the two had a history, but as they say, nothing really can’t be solved with a one-time fling.
If not, then have another go or three or four more.