"What are you doing?"

    Wang Yunxi stared at Wang Yan up and down.

    "If the third master wants to use money, I won''t say a word. If you want to use it, you have to give me a reason and let the third master know."

    reason?!

    I want to buy three good habits!

    Really... Hello? Castle Peak psychiatric center? Please come!

    Wang Yan smiled and laughed, "I''m kidding you... Why do I want so much money..."

    "Asshole! Tease your brother?"

    Wang Yunxi smiled and scolded and continued to eat watermelon.

    No, I really want money, but you won''t give it

    Wang Yan, who wanted to cry without tears and didn''t want to be seen, had to continue to chat with him.

    Xizi is in a very good mood today. He is very talkative and talks about the inside story of the industry.

    Wang Yan had little interest, but he was very responsible. In the end, he understood 90%.

    In fact, the whole process is not complicated. To sum up, it is basically five points self-evident——

    You need to prove that you are you (ID card, mobile phone call record)

    You need to prove that you are a voluntary borrower (fill in the form on site, video recording)

    You need to prove that you have the ability to repay (work unit, income certificate)

    You need to prove that you have repayment credibility (credit report)

    In case of any problem, I can find you (proof of address, emergency contact)

    Above, what is needed is very clear, and there are verification measures in each link.

    But there is still no guarantee that there will be no problems.

    According to Wang Yunxi, many people now make a living in the small loan industry, including those inside, those outside, those sucking blood and those robbing money.

    Some inexperienced local bosses came in with a check to get a share. As a result, they were eaten up by the store manager below in less than a year.

    Loans without credit investigation are easy to give birth to Laolai. In addition, salespeople and customers cooperate with each other, and the bad debt rate suddenly jumps up, hollowing out a local boss and making it easy.

    Wang Yan asked casually, "brother Xizi, have you helped the customer?"

    Wang Yunxi took out a cigarette, lit it and nodded vaguely with a smile.

    Then he repeatedly told: "this kind of thing often happens in the industry now. Everyone knows it. Anyway, don''t get caught. Don''t go out blind, you know?"

    "Don''t worry, I know."

    Wang Yan has always been a very stable child and has great credit. Otherwise, Wang Yunxi wouldn''t say so much at all.

    After thinking about it, Wang Yan felt that there seemed to be only a little obstacle in the whole link, and asked it casually.

    "How did you solve the return visit? Isn''t it very strict?"

    Wang Yun smiled, as if to say: naive.

    "There is only one kind of store visit, which is to check your unit address on the spot. Generally, as long as there is no house purchase contract attached, they will not check their home address."

    "When the application is submitted, the company headquarters will call you and your main contacts respectively to confirm your identity."

    "If you make a mistake in answering the question, you don''t have to worry about the loan, iron refused."

    "In fact, don''t worry, because the salesman who receives the order will certainly help the customer conduct exercises in advance and be familiar with the specific process."

    "Moreover, in our industry, there is a special agent answering company. For example, sometimes when we receive special customers, we will find the answering company to pretend to be the customer''s contact."

    "They are proficient in business, never wear help, and even sell well maintained mobile phone numbers."

    Wang Yan couldn''t help exclaiming: "so powerful?"

    Wang Yunxi proudly threw out a new word: "industrial chain, understand?"

    Don''t understand, big man society!

    Wang Yan just wondered: how high a profit would it take to give birth to such a wonderful industry?

    Moreover, usury can actually get into the campus. It''s both naked and debt pressing. It''s rampant at home. I''m afraid I don''t know how to write the dead word?

    Just about to ask about the campus loan, Wang Yan''s parents came back.

    Old comrade Wang looked at his obviously energetic son and asked, "what did you do today, Xiao Yan? You had a good time with your classmates?"

    Wang Yan said with a smile, "I didn''t go out. It''s interesting to chat with brother Xizi."

    My mother came up and ordered Wang Yunxi: "Xizi, go and fetch a bucket of ice water. Let''s have cold noodles today!"

    The family began to work on dinner.

    Ice cold noodles are full of shredded cucumber, tomato slices, sour beans and spicy cabbage. Cut an egg and several pieces of sauce beef and soak them in. It is cold, sour and sweet, refreshing and appetizing, not to mention how cool it is.

    Unfortunately, there was no European emperor critical strike.

    After dinner, Xizi left to play billiards in the village, Lao Wang went to play 10 cents mahjong, and his mother Wang Xiufang went to square dance. They all went out of the house.

    Wang Yan had nothing to do. He went out to open a black Internet cafe with his friends and had an addiction to robbing children.

    It was sprayed to more than 10 o''clock and went home to sleep.

    When I got up the next morning, I opened the panel as soon as I was a little awake.

    Take a look at Panasonic and take a sip of the atmosphere.

    Well, the system is still there, not a dream!

    Just about to close the panel, his eyes suddenly kept, and the whole person was awake.

    In the system mall, there is one thing lying upright - habit cultivation instrument!

    what the hell!

    Why didn''t you refresh?!

    Ask the system directly, and the explanation is: the system mall is opened for the first time, and the refresh function will not be officially opened until a complete natural week.

    So special, humanized!

    In other words, [habit cultivation instrument] will stay in the mall for a week and will not be brushed off until 0:00 next Monday.

    Wang Yan was so happy that he danced for a while and was suddenly stunned.

    wait!

    Money!

    The secondary system pays more than 2700 yuan a day, and it still takes 11 days to save 30000!

    Fuck, fuck, fuck!

    It''s not easy to get another chance. You can''t miss it this time!

    In a hurry, Wang Yan suddenly thought of his chat with brother Xizi yesterday.

    Small loan!

    As long as it can be done, a sum of money is enough!

    And there is plenty of time. If things go well, you can pay the money the next day or even the same day!

    Wang Yan immediately rushed back to the bedroom, picked up Ben and pen and sorted out the process.

    After one, two, three, four, five, Wang Yan realized that the biggest problem was... Age and identity.

    According to xizige, no company will lend money to high school graduates.

    It can be said to be 18 years old, but in fact, it is basically impossible to do it under the age of 20.

    Moreover, there must be formal work, civil servants and public institutions are preferred, and ordinary work must have at least three insurances and one gold.

    Therefore, Wang Yan''s own ID card is definitely not good.

    Unless

    As soon as Wang Yan''s eyes lit up, he rushed into his parents'' bedroom and turned out an ID card in the sundry drawer.

    Name: Liu Dapeng

    Age: 22 years old

    The native place and certificate number are omitted.

    YES！

    Liu Dapeng, now known as Liu Yupeng, is Wang Yan''s cousin and the only son of his aunt''s family.

    Brother Dapeng once changed his registered permanent residence. His name and address were changed. His old ID card has been kept in Wang Xiufang''s place and can be used normally.

    When Wang Yan didn''t get his ID card, he secretly went to the Internet cafe to surf the Internet. He used brother Dapeng''s ID card and never had a problem.

    The biggest problem has been solved!

    In theory, there is a possibility of success in the matter of small loans.

    Next, we must work step by step, sort out all the details, do solid work, and turn the possibility into victory!