During the loan review, the purpose of the loan will be reviewed, and the borrower must also use the loan according to the contract. Once the loan is misappropriated, it is first recovered, and then it is more likely to be investigated for responsibility, such as the reduction of credit rating, being collectively included in the blacklist of rejected current accounts by banks, a fine of one to five times, and even being prosecuted for loan fraud - common loans, Let alone low interest loans, which are more serious in nature.

    Beiyuan xiuci frowned and thought about the doorway inside: "nest case? Isn''t it a personal behavior?"

    The second cigarette of tulip was much slower. The smoke filled my eyes and whispered: "It may be a simple personal behavior, but I feel more like a nest case... The other party is well prepared and the accounts are impeccable. He cheated the Audit Department of Donglian, the former Commissioner of the financial department, and even almost cheated me. No, he should have cheated me. This is obviously not the first time to commit a crime, let alone to misappropriate a loan."

    Beiyuan xiuci nodded gently. The loan was only 110 million yuan, and even if nearly half of it was misappropriated, it would be about 50 million yuan. Moreover, according to these people''s methods, the principal and interest of the money will be repaid in the future, and the accounts will be silent. He just didn''t know what he would do with the 50 million yuan, and what could the 50 million yuan investment be worth such a great effort and risk Risk?

    Fifty million yuan is certainly not worth it. There is a great possibility of multiple illegal loans!

    If there is a factory with similar behavior, it will immediately start to redo its accounts, make up for loopholes, fill funds and replenish materials. In the twinkling of an eye, it has become a normal borrower, and there is no way to start. Even if death and life have to be found out, the cost of time and energy will be reduced at least Ten times.

    Beiyuan xiuci turned his head and felt that Danyu was right. Anyway, Mingshi had a letter and couldn''t run away. It doesn''t matter if he was free and happy for two days. First, secretly check whether he had an accomplice and whether he himself was a mastermind or an accomplice.

    If an individual commits a crime two days late, it will not affect the overall situation. If it is not an individual crime, catch a large string.

    He figured it out and asked with a smile, "commissioner Danyu is going to find out if there are any similar cases. I suspect someone is taking the lead. Many factories are using similar methods to misappropriate loans?"

    "Yes, it doesn''t look like a simple loan fraud, but misappropriating low interest loans for profit. If it''s not the personal behavior of Mingshi Youxin and others, there should be a complete gray interest chain behind it." Dan Yu said, straightening out his ideas and cheering up, and the last few words showed a fierce spirit.

    It''s time to do meritorious service!

    Beiyuan xiuci observed a moment of silence for Mingshi Youxin and the factory for three seconds. He felt that they were unlucky to meet Danyu - these people racked their brains to improve the application materials. Maybe there was an insider in the east alliance. It should have been going smoothly. As a result, they met Danyu, who didn''t recognize the written documents and had to investigate and check from all aspects. They even checked the factory orders I didn''t say it, but I had to come and have a look. In the end, I really found something.

    It can only be said that fake is fake. If you cheat a careless ghost, you can''t cheat a serious person - no wonder people who work seriously are easy to be hated!

    Of course, they are also defeated. They have to put the metal ingots too neatly and cut corners. This damage to the geometric beauty is unforgivable. They deserve to be cleaned up!

    Beiyuan xiuci felt it was a big deal and asked with a smile, "will the financial department send an investigation team?"

    Dan Yu snuffed out the smoke and shook his head. "I''ll talk about it first. Besides, I haven''t proved it''s a nest case yet. Don''t mobilize the public first." then she looked at Beiyuan xiuci and said honestly, "and I also have performance requirements."

    If it''s really a large-scale nest case, she needs to do her credit first, check it completely, lock in the behind the scenes, and then recruit a large army. In this way, she can''t run away from the status of her main meritorious heroes in the future, and get a steady raise, promotion and bonus.

    Beiyuan xiuci has no problem with this. While doing his own work well, he has a little personal pursuit, which is completely understandable. Dan Yu also needs to live and live.

    He said with a smile, "I wish Commissioner Danyu an early promotion." money is not mentioned. It''s too vulgar.

    Dan Yu didn''t expect to gain a lot in just a few days when he was sent out as a commissioner. It was all thanks to xiuci Beiyuan. He couldn''t help looking at him and appreciated him more and more. He sincerely said, "thank you this time, Mr. Beiyuan."

    Without kithara xiuci, she''s just like the last commissioner. Maybe she won''t pay attention to the loan documents of this factory in the future. Good factory, don''t worry about any small problems. Just go in the right direction.

    "This is what I should do. You''re welcome, but what are you going to do next?"

    "Let''s start with the lender. He''s the first person to deal with it. If he''s not deceived, he''s afraid there''s something wrong with the other money he puts." Dan Yu just needs to find a breakthrough. She has rich experience. After all, she''s been working for seven or eight years. Even if she hasn''t experienced this kind of thing, she''s heard it many times.

    She told: "don''t let Wucun know this in advance. Everything is the same today."

    Don''t beat the grass and scare the snake to the end. Xiuji kithara understood. At this time, Yoko Takemura ran back happily with a bento box and drinks. Danyu smiled at Xiuji kithara and began to meditate on his cheek, like killing time in boredom.

    The next day''s itinerary was still carried out as planned, but Dan Yu didn''t perfunctorily ask them one by one, and most of them didn''t have any big problems. After all, the Audit Department of Donglian didn''t eat for nothing. As for some small problems in documents, she made up a little false orders, but Dan Yu didn''t bother - she was mainly concerned about where the loan was spent, This is her job.

    Needless to say, if she has money in her account, if she has no money, she will ask in detail where she spent it, what she bought and where she put it, and then she will go and have a look, and Beiyuan xiuci also uses the system to count points.

    There were six stores in one day. In addition to the first one, there was also a problem with another one. The same thing was that the money and purchased things couldn''t match, but the disguise was very clever. How do you think the materials and accounts fit perfectly.

    Dan Yu was still calm and didn''t find anything. Finally, he rushed back to Donglian store at more than 8 p.m. Yoko Takemura is very happy. If nothing is found out, her pressure will be much less. Otherwise, she will find something. Although she can''t blame her, she will inevitably be angry by her superiors.

    Good luck!

    Back to the East Union, Dan Yu didn''t mean to get off work. He''s going to do meritorious service soon. What''s the next shift? She assigned a lot of tasks to Yoko Takemura, a temporary assistant, and asked for a lot of information. No matter who else was in other departments, she forced her to find it. After Yoko Takemura left, she called for a while and soon received several emails.

    There are other staff in the office, but she doesn''t fake her hands. She moves the printer and prints it out by herself, and then looks together with Beiyuan xiuci - she''s no longer a high school student in Beiyuan xiuci''s internship. She really takes him as an assistant.

    "The handler is not the same person?" Dan Yu couldn''t help frowning after a simple look. The two problematic factories didn''t find the same person for loans, but two different employees.

    This is a little complicated. Are they all deceived or involved in misappropriation of funds?

    Beiyuan xiuci looked at it carefully line by line and said with admiration: "these two people''s performance is very good. They can basically recover their loans on schedule. There are almost no dead and bad debts. The customer''s evaluation is also very perfect, far better than their colleagues."

    "I''ll check their customers again!" behind Dan Yu is the state machine, which can use a lot of resources. Many ordinary people need to break their legs to find out. She directly asked other government departments for information through the turnover of the financial department. It took only more than half an hour at night to get a full set of tax information about the lending objects of these two people in recent years.

    However, xiuci Beiyuan couldn''t understand the tax list, so Danyu began to teach him again, pointing and saying: "Mainly look here. There is no need to take care of other business taxes and consumption taxes. There is no need to look at these decals and education surtax. The nature of turnover tax will be paid as long as the production and operation is good or bad. It can''t see whether the operation is good or bad, but it only depends on the income tax. This will be paid only if the factory makes money."

    The old driver''s direction was quite reliable. Xiuci Beiyuan understood it for a second, and his high intelligence added by the system immediately took effect and quickly judged the problem: "the operation of these factories began to improve four years ago. It seems that they were in a state of no profit for some time before."

    Dan Yu nodded: "I''m afraid they were on the verge of bankruptcy for some time and had difficulty in obtaining loans, but then they got low interest loans, that is... That is, someone pulled them into the partnership, applied for excess low interest loans in their name, then used the excess part of the low interest loans to usury or engage in some illegal things, and shared the profits of these factories after obtaining the profits, so their tax status is very good It gradually began to improve. "

    Beiyuan xiuci also nodded and said, "the factory has obtained a low interest loan, which can maintain its operation, feed the workers and get an additional income, so it is very willing to cooperate? Even the employees sent by Donglian have been bought off?"

    Before this was completely straightened out, xiuci kithara felt that he was scratching his head - all actions were dressed in legal clothes, gray income was normally taxed, and in the twinkling of an eye it became legal property, even money laundering was saved. You said that you had this brain and execution ability, and did not you want to do something serious? Do you have to do this?

    Dan Yu confirmed: "that''s why these two guys have problems... Wait a minute, I''ll check their past resumes."

    She touched the phone and called the personnel department. Regardless, she asked for the personnel resumes of three or four departments at one go. She was the housekeeper''s mother-in-law - not her mother-in-law, but also the big servant girl around her mother-in-law. She scolded a few words. The personnel department was soft and directly sent her the personnel resumes of hundreds of people, including the two of course "Suspected criminal".

    In fact, the personnel file itself has nothing to keep secret, and it does not involve personal privacy or internal secrets. Basically, it is something you know when you ask. The personnel department is happy and understands that being a "daughter-in-law" can''t provoke a "mother-in-law" , it also saves Dan Yu from rushing down to trouble them directly - what''s your problem that you refuse to cooperate with the investigation? I want to apply for your Donglian to be included in the key inspection object of the financial department this year!

    The personnel resume was successfully obtained. Beiyuan xiuci and Danyu immediately divided their work and cooperated, and compared the two "suspects" According to his resume, he found that both of them had been in the Takagi branch of Aichi County, which was a relationship between their predecessors and their predecessors. Then he followed suit and found several guys with excellent performance in the past four years among the existing staff and promoted staff of the branch. Immediately, Danyu was surprised, happy and angry - the possibility of nest case became more and more large. Someone manipulated behind his back and used a large number of low interest loans to make profits. This person''s organizational ability Quite strong and convincing. It''s really a big fish!

    As long as you find out who it is, you can do enough, and then call the big army to finish!

    Xiuci kithara has gradually completed the puzzle - the lenders in the business department can improve their performance, facilitate promotion, share profits and benefits, and have additional income. Naturally, they are very willing to participate, which makes up for the other party''s organization.

    Factories that can''t get loans, bank lenders, expatriates who have been kicked out and their income has fallen sharply, but now only the organizers behind them.

    Who was the president of Takagi branch four years ago? If this man is not a big leader, he is the most suspect at present!

    Dan Yu looked up the information and found the most suspect at present - Takagi branch president sanze Hongkang four years ago! Due to outstanding performance, a year and a half ago transferred to our shop as the Fifth Sales Department Minister!

    But when she turned her head, she found that xiuci kithara stroked another person''s name and asked, "do you think it''s this person?"

    She attached great importance to kithara''s judgment, but kithara shook her head and said with a smile, "no, I have a personal grudge with this man!"

    Ichiro Oshio served as the head of the business department of Gaomu branch four years ago. At present, he is the Vice Minister of the fifth business department of Donglian headquarters.