Thanks, you are an angel.

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    P.S.: I heard your news — congratulations!

    Ms. Rebecca Bloomwood

    Apt. 4D

    418 W. 46th Street

    New York

    January 30, 2001

    Dear Ms. Bloomwood:

    New Account No.: 4567 2346 7689

    Welcome to Second Union Bank! We are sure you will be happy with the wide range of banking services we can provide.

    We at Second Union Bank pride ourselves on our highly individual approach to clients. May I invite you now to contact me personally at any time if there is anything I can help you with. No matter is too small for my attention.

    Thank you for choosing Second Union Bank, and I am sure this is the beginning of a long and fruitful relationship.

    With kind regards.

    Yours sincerely,

    Walt Pitman

    Head of Customer Services